Add detailed budget ranges to lifestyle data

1 file changed +92 −85

Diff

diff --git a/lifestyle-calculator-data.json b/lifestyle-calculator-data.json
index 040defe..50ed33e 100644
--- a/lifestyle-calculator-data.json
+++ b/lifestyle-calculator-data.json
@@ -232,10 +232,10 @@
         "min": 0, 
         "items": [
           {
-            "title": "Strictly Budget Home Cooking",
-            "desc": "Meals built around staples like pasta, rice, beans, lentils, and seasonal vegetables on deep discount. Heavy reliance on supermarket private labels (e.g., Kroger Value, Tesco Everyday Value, Aldi's own brands).",
+            "title": "Strictly Budget Home Cooking (~$200-300/month)",
+            "desc": "Meals built around staples like pasta ($0.88/lb), rice ($1.50/5lb bag), dried beans ($1.25/lb), lentils, and seasonal vegetables on deep discount. Heavy reliance on supermarket private labels (Kroger Value, Tesco Everyday Value, Aldi's Simply Nature, Walmart Great Value). Shopping at Aldi, Dollar Tree, WinCo, or ethnic markets for bulk spices and specialty items.",
             "itemIcon": "bi-basket3-fill",
-            "financialNote": "Food budget is extremely tight, maximizing calories and basic nutrition per dollar. Minimal waste is crucial.",
+            "financialNote": "Food budget is extremely tight, targeting under $2.50/person/day. Maximizing calories and basic nutrition per dollar. Minimal waste is crucial.",
             "badges": ["essential", "budgetSmart"]
           },
           {
@@ -246,10 +246,10 @@
             "badges": ["essential"]
           },
           {
-            "title": "Rare Takeout Treat",
-            "desc": "A $5 pizza (Little Caesars, Domino's deal) or a very cheap local takeaway is an infrequent treat, perhaps once every few months.",
+            "title": "Rare Takeout Treat (<$50/month)",
+            "desc": "A $5 pizza (Little Caesars Hot-N-Ready, Domino's $5.99 deals), $1 menu items from McDonald's, Taco Bell value menu, or very cheap local takeaway is an infrequent treat, perhaps once every few months. Shopping app deals (McDonald's app, Burger King coupons).",
             "itemIcon": "bi-egg-fried",
-            "financialNote": "Any food not cooked at home is a significant expenditure.",
+            "financialNote": "Any food not cooked at home represents 10-20% of monthly food budget. Focus on maximum calories per dollar.",
             "badges": ["budgetSmart"]
           }
         ]
@@ -258,17 +258,17 @@
         "min": 2, 
         "items": [
           {
-            "title": "Careful Home Cooking & Planned Groceries",
-            "desc": "Meal planning is key. Shopping at discount grocers (Aldi, Lidl) or using coupons and sales extensively at regular supermarkets (e.g., Kroger, Safeway, Tesco). Some frozen meals for convenience.",
+            "title": "Careful Home Cooking & Planned Groceries (~$300-450/month)",
+            "desc": "Meal planning is key. Shopping at discount grocers (Aldi, Lidl, WinCo) or using coupons/apps extensively at regular supermarkets (Kroger, Safeway, Publix, Harris Teeter). Generic brands like Kirkland Signature, 365 Everyday Value. Some frozen meals for convenience (Banquet $1 meals, Healthy Choice when on sale).",
             "itemIcon": "bi-cart-check-fill",
-            "financialNote": "Balancing cost, nutrition, and some variety. Buying in bulk when affordable.",
+            "financialNote": "Targeting $3-4/person/day. Balancing cost, nutrition, and some variety. Buying in bulk when affordable, using store loyalty programs.",
             "badges": ["essential", "budgetSmart"]
           },
           {
-            "title": "Occasional Casual Dining/Takeout",
-            "desc": "Family takeout (e.g., pizza, Chinese food) once or twice a month. Maybe a meal at a very casual sit-down restaurant (e.g., a local diner, IHOP) for a special occasion.",
+            "title": "Occasional Casual Dining/Takeout (~$80-120/month)",
+            "desc": "Family takeout (medium pizza $12-15, Chinese food $25-35, Chipotle bowls $8-10 each) once or twice a month. Maybe a meal at a very casual sit-down restaurant (local diner $8-12/entree, IHOP, Denny's, Applebee's 2-for-$20 deals) for a special occasion.",
             "itemIcon": "bi-shop",
-            "financialNote": "Dining out is a carefully budgeted treat, not a regular occurrence.",
+            "financialNote": "Dining out represents 15-20% of food budget. Carefully budgeted treat, not a regular occurrence. Focus on value deals and coupons.",
             "badges": ["milestone"]
           },
           {
@@ -291,17 +291,17 @@
             "badges": ["essential"]
           },
           {
-            "title": "Weekly Casual Family Restaurant Meal",
-            "desc": "Eating out as a family at casual chain restaurants (e.g., Applebee's, Chili's, Olive Garden) or popular local spots about once a week.",
+            "title": "Weekly Casual Family Restaurant Meal (~$200-300/month)",
+            "desc": "Eating out as a family at casual chain restaurants (Applebee's $15-20/entree, Chili's, Olive Garden $12-18, TGI Friday's, Red Robin, Panera Bread $8-12) or popular local spots about once a week. Occasional fast-casual upgrades (Chipotle, Five Guys, Shake Shack).",
             "itemIcon": "bi-cup-hot-fill",
-            "financialNote": "Dining out becomes a regular part of the family's social life.",
+            "financialNote": "Dining out budget $50-75/week for family. Becomes a regular part of the family's social life. Still price-conscious but more flexible.",
             "badges": ["milestone"]
           },
           {
-            "title": "Occasional Coffee Shop Visits",
-            "desc": "Buying coffee from Starbucks or a local cafe a few times a week.",
+            "title": "Occasional Coffee Shop Visits (~$40-60/month)",
+            "desc": "Buying coffee from Starbucks ($4-6/drink), Dunkin' Donuts ($2-4), local cafes, or premium options like Peet's Coffee a few times a week. May have basic coffee subscription (Folgers, Maxwell House K-cups for home).",
             "itemIcon": "bi-cup-straw",
-            "financialNote": "Small discretionary spending on daily conveniences.",
+            "financialNote": "Coffee budget $2-3/day when purchased out. Small discretionary spending on daily conveniences and social experiences.",
             "badges": ["convenience"]
           }
         ]
@@ -310,17 +310,17 @@
         "min": 4, 
         "items": [
           {
-            "title": "Exploring Mid-Range Restaurants & Diverse Cuisines",
-            "desc": "Dining out 2-3 times a week, including trying new local restaurants, ethnic eateries (Thai, Indian, Vietnamese), and gastropubs. Quality of ingredients and ambiance become more important.",
+            "title": "Exploring Mid-Range Restaurants & Diverse Cuisines (~$400-600/month)",
+            "desc": "Dining out 2-3 times a week, including trying new local restaurants, ethnic eateries (Thai $15-25/entree, Indian, Vietnamese, Korean BBQ), gastropubs ($18-28/entree), and trendy farm-to-table spots. Wine with dinner ($8-15/glass). Quality of ingredients and ambiance become more important.",
             "itemIcon": "bi-emoji-sunglasses-fill",
-            "financialNote": "Food experiences are a significant part of leisure. Budget allows for culinary exploration.",
+            "financialNote": "Dining budget $100-150/week. Food experiences are a significant part of leisure. Budget allows for culinary exploration and higher-quality ingredients.",
             "badges": ["premium"]
           },
           {
-            "title": "Higher Quality Groceries & Some Organic/Specialty Items",
-            "desc": "Regularly purchasing organic produce, grass-fed meats, artisanal cheeses, and other specialty items from stores like Whole Foods, Trader Joe's, or local markets.",
+            "title": "Higher Quality Groceries & Organic/Specialty Items (~$500-700/month)",
+            "desc": "Regularly purchasing organic produce (Whole Foods, Sprouts $6-8/lb for organic meat), grass-fed meats, artisanal cheeses ($15-25/lb), specialty oils, imported pasta, and other specialty items. Shopping at Whole Foods, Trader Joe's, Fresh Market, or high-end local markets. Some meal kit upgrades (Blue Apron, HelloFresh).",
             "itemIcon": "bi-flower1",
-            "financialNote": "Prioritizing quality and specific dietary preferences in home cooking.",
+            "financialNote": "Grocery budget $6-8/person/day. Prioritizing quality, organic options, and specific dietary preferences in home cooking.",
             "badges": ["premium"]
           },
           {
@@ -343,10 +343,10 @@
         "min": 5, 
         "items": [
           {
-            "title": "Frequent Dining at Upscale Restaurants",
-            "desc": "Regularly dining at well-regarded upscale restaurants, including those with tasting menus or notable chefs. Exploring fine dining options in the city.",
+            "title": "Frequent Upscale Dining & Tasting Menus (~$800-1200/month)",
+            "desc": "Regularly dining at well-regarded upscale restaurants ($75-150/person), including those with tasting menus ($125-250/person) or notable chefs. Exploring fine dining options, wine pairings ($50-100 additional), and special culinary events. Reservations at acclaimed restaurants like The French Laundry, Le Bernardin level establishments.",
             "itemIcon": "bi-stars",
-            "financialNote": "Fine dining is a regular leisure activity. Significant budget allocated to high-quality restaurant experiences.",
+            "financialNote": "Fine dining budget $200-300/week. Premium restaurant experiences are a regular leisure activity and social signaling.",
             "badges": ["premium", "statusSymbol"]
           },
           {
@@ -715,17 +715,17 @@
         "min": 0,
         "items": [
           {
-            "title": "Public Transit, Walking & Basic Cycling",
-            "desc": "Heavy reliance on local bus, subway/tram, or train systems if available and affordable. Walking and a basic, often second-hand, bicycle are primary modes for local travel.",
+            "title": "Public Transit & Basic Cycling (~$50-100/month)",
+            "desc": "Heavy reliance on local bus ($2-3/trip), subway/tram systems ($100-150/month passes), or train systems if available. Walking and a basic, often second-hand bicycle ($50-150 used, Walmart/Target basic models $100-200 new) are primary modes for local travel. Bike repairs at basic shops or DIY.",
             "itemIcon": "bi-bus-front-fill",
-            "financialNote": "Transportation costs are minimized out of necessity. Focus on fares or essential bike maintenance. Transit passes are a significant budget item.",
+            "financialNote": "Transportation costs under $100/month total. Transit passes are a significant budget item. Focus on necessity over convenience.",
             "badges": ["essential", "budgetSmart"]
           },
           {
-            "title": "Older, High-Mileage Car (If Owned, often unreliable)",
-            "desc": "If a car is necessary (e.g., due to lack of public transit), it's likely an older (>15 years), high-mileage model prone to breakdowns. Basic liability insurance only. Gas and unexpected repairs are major budget concerns and sources of stress.",
+            "title": "Older High-Mileage Car (~$200-400/month total)",
+            "desc": "If a car is necessary, it's likely an older (>15 years) model: 2008 Honda Civic, Toyota Corolla, Chevy Malibu with 150K+ miles, purchased for $3K-8K. Basic liability insurance only ($50-80/month). Gas ($120-200/month) and unexpected repairs ($100-500+) are major budget concerns. Shopping at junkyards for parts.",
             "itemIcon": "bi-car-front",
-            "financialNote": "Car ownership is a significant financial burden, often with unpredictable and high repair costs. May rely on informal mechanics.",
+            "financialNote": "Car ownership is 15-25% of income. Unpredictable repair costs create financial stress. May rely on informal mechanics or DIY repairs.",
             "badges": ["essential"]
           },
           {
@@ -741,17 +741,17 @@
         "min": 2,
         "items": [
           {
-            "title": "Dependable Used Car (Older Model)",
-            "desc": "Owning a reliable but older (e.g., 8-12 year old Toyota Corolla, Honda Civic, basic Ford Focus) used car. Focus on fuel efficiency and lower, predictable maintenance costs. Car payments on a small loan, or saved up for cash purchase.",
+            "title": "Dependable Used Car (~$300-500/month total)",
+            "desc": "Owning a reliable 8-12 year old car: Toyota Corolla, Honda Civic, Nissan Altima, Ford Focus, Hyundai Elantra with 80K-120K miles, purchased for $12K-18K. Car payments $200-300/month, comprehensive insurance $100-150/month, gas $100-150/month. Focus on fuel efficiency and lower maintenance costs.",
             "itemIcon": "bi-car-front-fill",
-            "financialNote": "Car is primarily a tool for commuting and essential family needs. Regular maintenance is budgeted.",
+            "financialNote": "Car payments are manageable 10-15% of income. Regular maintenance is budgeted ($100-150/month). Priority on reliability for work commute.",
             "badges": ["milestone", "essential"]
           },
           {
-            "title": "Occasional Ride-Sharing Services (Budget)",
-            "desc": "Using Uber/Lyft/Bolt/Grab (standard service, not premium) for specific needs like airport trips (if cheaper than parking), medical appointments, or rare nights out when public transit isn't viable.",
+            "title": "Strategic Ride-Sharing Use (~$50-100/month)",
+            "desc": "Using Uber/Lyft standard service for airport trips ($25-50 vs $15-25/day parking), medical appointments, nights out, or when car is in shop. Avoiding surge pricing, using pool options when available. Occasional Uber Eats/DoorDash ($5-8 delivery fees) when convenient.",
             "itemIcon": "bi-phone-vibrate",
-            "financialNote": "Ride-sharing as a carefully considered supplement, not primary transport. Surge pricing is avoided.",
+            "financialNote": "Ride-sharing budget $50-100/month as calculated supplement to car ownership. Cost-benefit analysis vs parking/maintenance.",
             "badges": ["convenience", "budgetSmart"]
           },
           {
@@ -793,10 +793,10 @@
         "min": 4,
         "items": [
           {
-            "title": "New Practical Family Car or Entry EV",
-            "desc": "A new or certified pre-owned (CPO) practical family car (e.g., Subaru Outback, Toyota RAV4, Honda CR-V, Kia Telluride, Ford Explorer, VW Tiguan). Possibly an entry-level EV like a Nissan Leaf, Chevy Bolt, or Hyundai Kona EV if incentives/charging are favorable.",
+            "title": "New Family Car or Entry EV (~$500-800/month)",
+            "desc": "A new or CPO practical family car: Subaru Outback ($32K), Toyota RAV4 ($35K), Honda CR-V ($33K), Kia Telluride ($40K), Ford Explorer ($38K), Acura RDX ($43K). Entry-level EVs: Nissan Leaf ($31K), Chevy Bolt ($32K), Hyundai Ioniq 5 ($41K), Tesla Model Y ($47K). Car payments $400-600/month.",
             "itemIcon": "bi-ev-front",
-            "financialNote": "Managing a car loan and comprehensive insurance. Focus on safety, modern features, and fuel efficiency/range. May have a second, older car.",
+            "financialNote": "Car loan 5-7 years, comprehensive insurance $150-250/month. Focus on safety tech, modern features. May have second older car for teens/utility.",
             "badges": ["milestone", "premium"]
           },
           {
@@ -1204,6 +1204,13 @@
             "financialNote": "Creativity and social connection over monetary spend. Making do with available resources.",
             "badges": ["budgetSmart", "essential"]
           },
+          {
+            "title": "Basic Smartphone & Essential Apps (Budget Plans)",
+            "desc": "Basic smartphone ($50-150 used or budget new like Moto G Play $170, Galaxy A14 $200) on prepaid plans ($25-40/month). Essential apps only: free texting (WhatsApp), basic banking apps, job search apps. Using free WiFi whenever possible to minimize data usage.",
+            "itemIcon": "bi-phone-fill",
+            "financialNote": "Technology spending under $50/month total. Phone is essential for job search, communication, and basic services access.",
+            "badges": ["essential", "budgetSmart"]
+          },
           {
             "title": "Community Center Activities & Public Parks",
             "desc": "Participating in free or very low-cost programs and activities offered by local community centers (e.g., arts and crafts, sports). Spending time at public parks for recreation.",
@@ -1217,10 +1224,10 @@
         "min": 2,
         "items": [
           {
-            "title": "Budget Local Events & Basic Streaming",
-            "desc": "Catching a movie at matinee prices or a discount theater. Attending local fairs, high school sports, or community theater. Subscribing to 1 basic streaming service (e.g., Netflix Standard with Ads, Disney+ Basic, Hulu with Ads).",
+            "title": "Budget Local Events & Streaming (~$30-50/month)",
+            "desc": "Catching movies at matinee prices ($7-9) or discount theaters ($5-6). Attending local fairs, high school sports ($5-10), or community theater ($15-25). Subscribing to 1 streaming service: Netflix with Ads ($6.99), Disney+ Basic ($7.99), Hulu with Ads ($7.99), or Amazon Prime Video ($8.99).",
             "itemIcon": "bi-ticket",
-            "financialNote": "Small, planned entertainment expenses. Balancing cost and enjoyment. Sharing streaming accounts is common.",
+            "financialNote": "Entertainment budget $30-50/month. Careful planning and timing. Sharing streaming accounts with family still common.",
             "badges": ["budgetSmart", "milestone"]
           },
           {
@@ -1231,10 +1238,10 @@
             "badges": ["budgetSmart"]
           },
           {
-            "title": "Budget Video Game Purchases/Free-to-Play",
-            "desc": "Buying heavily discounted or used video games, waiting for sales on digital storefronts. Playing free-to-play games with minimal or no in-game purchases. Using older generation consoles.",
+            "title": "Budget Gaming & Tech Basics (~$30-60/month)",
+            "desc": "Buying heavily discounted or used video games ($5-20), waiting for Steam sales (50-90% off). Playing free-to-play games with minimal in-game purchases (<$10/month). Using older generation consoles (PS4 $150-250 used, Nintendo Switch Lite $150 used). Basic laptop/desktop for browsing ($200-400 used/refurbished).",
             "itemIcon": "bi-controller",
-            "financialNote": "Accessing gaming entertainment on a tight budget. Focus on value.",
+            "financialNote": "Technology entertainment budget under $60/month. Focus on value, patience for sales, and extending device lifecycles.",
             "badges": ["budgetSmart"]
           }
         ]
@@ -1243,24 +1250,24 @@
         "min": 3,
         "items": [
           {
-            "title": "Regular Movie Going & Multiple Streaming Services",
-            "desc": "Going to first-run movies a few times a month. Subscribing to 2-3 streaming services (e.g., Netflix Standard, Hulu, Disney+ Bundle). Attending local concerts or minor league sports events.",
+            "title": "Regular Movies & Streaming Bundle (~$80-120/month)",
+            "desc": "Going to first-run movies 2-3 times monthly ($12-16/ticket), sometimes IMAX ($18-22). Subscribing to 2-3 services: Netflix Standard ($15.49), Hulu Bundle ($19.99), Disney+ Bundle ($19.99), HBO Max ($15.99). Attending local concerts ($30-80), minor league sports ($15-40), or comedy shows ($25-50).",
             "itemIcon": "bi-film",
-            "financialNote": "Entertainment is a regular part of the budget. More choice in media consumption.",
+            "financialNote": "Entertainment budget $80-120/month represents regular leisure spending. Multiple platform access for content variety.",
             "badges": ["milestone"]
           },
           {
-            "title": "Casual Hobbies & Classes",
-            "desc": "Pursuing affordable hobbies like joining a local sports league (e.g., softball, bowling), taking a community education class (e.g., pottery, cooking), or buying supplies for crafting hobbies.",
+            "title": "Casual Hobbies & Classes (~$50-100/month)",
+            "desc": "Pursuing affordable hobbies like joining a local sports league ($30-60/season), taking community education classes ($40-100/class), buying supplies for crafting hobbies ($20-50/month). Basic fitness tracker (Fitbit Inspire $100), entry-level hobby equipment (guitar $150-300, art supplies $50-100).",
             "itemIcon": "bi-palette",
-            "financialNote": "Investing in personal interests and social activities.",
+            "financialNote": "Personal development and hobby budget $50-100/month. Investing in skills and social activities for enrichment.",
             "badges": ["aspirational"]
           },
           {
-            "title": "Basic Home Entertainment Setup",
-            "desc": "Owning a decent-sized smart TV (e.g., 55-inch from a budget brand like TCL or Hisense), a basic soundbar, and possibly a previous-generation gaming console (e.g. PS4, Xbox One).",
+            "title": "Basic Home Entertainment Setup (~$1500-2500 total)",
+            "desc": "Owning a 55-inch smart TV: TCL 4-Series ($400-500), Hisense U6 ($500-600), Samsung TU7000 ($550-650), or LG UP7000 ($500-600). Basic soundbar: Roku Streambar ($130), Yamaha YAS-109 ($200). Previous-gen gaming: PS4 Slim ($250-300), Xbox One S ($200-250), Nintendo Switch Lite ($200).",
             "itemIcon": "bi-tv-fill",
-            "financialNote": "Comfortable home entertainment options without breaking the bank.",
+            "financialNote": "Home entertainment investment spread over time. Focus on value brands and previous generation for affordability.",
             "badges": ["milestone"]
           }
         ]
@@ -1302,17 +1309,17 @@
         "min": 6, 
         "items": [
           {
-            "title": "Premium Seats for Concerts/Sports & Season Tickets (Partial)",
-            "desc": "Purchasing better seats for major concerts and sporting events. Potentially having partial season tickets for a favorite local professional or college team.",
+            "title": "Premium Event Tickets & Partial Season Passes (~$300-600/month)",
+            "desc": "Purchasing better seats for major concerts ($150-400 each) and sporting events ($100-300). Partial season tickets: NBA lower bowl ($2K-5K), NFL club level ($3K-8K), MLB season package ($1K-3K). Premium concert experiences: front row ($500-1500), VIP packages ($300-800).",
             "itemIcon": "bi-ticket-detailed-fill",
-            "financialNote": "Prioritizing better experiences at live events. Entertainment is a key part of the lifestyle.",
+            "financialNote": "Entertainment budget $3K-7K annually. Prioritizing premium experiences and better access at live events.",
             "badges": ["premium", "statusSymbol"]
           },
           {
-            "title": "High-End Hobbies & Collections (Entry Level)",
-            "desc": "Starting collections (e.g., good quality watches like Tissot/Hamilton, entry-level art prints, rare whiskies). Golf memberships at public or semi-private clubs. High-quality sporting equipment (e.g., premium skis, bicycles).",
+            "title": "Premium Hobbies & Entry Collections (~$200-500/month)",
+            "desc": "Starting collections: quality watches (Tissot $300-800, Hamilton $400-900, Frederique Constant $1K-2K), entry art prints ($500-2K), rare whiskies ($100-500/bottle). Golf: semi-private club membership ($200-400/month). Premium equipment: high-end skis ($800-1500), road bikes ($2K-5K), photography gear (Canon 5D $2K-4K setup).",
             "itemIcon": "bi-box2-heart-fill",
-            "financialNote": "Hobbies become more serious and involve more significant financial outlay. Quality and brand may become important.",
+            "financialNote": "Hobby budget $2K-6K annually. Quality and brand reputation become important. Investment-minded collecting begins.",
             "badges": ["premium", "aspirational"]
           },
           {
@@ -1349,10 +1356,10 @@
             "badges": ["ultraPremium", "aspirational", "statusSymbol"]
           },
           {
-            "title": "High-End Home Theatre System or Gaming Setup",
-            "desc": "Investing in a dedicated home theatre room with high-end projection, Dolby Atmos surround sound, and luxury seating, or a top-tier PC gaming setup with multiple monitors and premium peripherals.",
+            "title": "Premium Home Theatre or Gaming Setup (~$15K-40K)",
+            "desc": "Dedicated home theatre: 4K projector (Epson 5050UB $3K, Sony VPL-VW295ES $5K), 7.2.4 Dolby Atmos (Klipsch Reference $8K, KEF Q series $12K), luxury seating (Palliser, Valencia $3K-6K). Gaming setup: RTX 4090 PC build ($4K-6K), triple 4K monitors ($2K), Herman Miller chair ($1.5K), custom peripherals ($1K+).",
             "itemIcon": "bi-projector-fill",
-            "financialNote": "Creating an immersive, state-of-the-art entertainment experience at home.",
+            "financialNote": "Major home entertainment investment $15K-40K. Creating cinema/gaming experience rivaling commercial venues.",
             "badges": ["ultraPremium", "statusSymbol"]
           },
           {
@@ -1948,10 +1955,10 @@
         "min": 2,
         "items": [
           {
-            "title": "Basic Maintenance Services (Infrequent & Budget)",
-            "desc": "Budget haircuts (e.g., Great Clips, local barber college). Occasional use of a laundromat if no in-unit laundry. DIY for most home repairs, very rarely hiring a local handyman for a specific, unavoidable repair if skills are lacking and it's critical.",
-            "itemIcon": "bi-wrench-adjustable",
-            "financialNote": "Extremely limited use of paid services for only the most essential maintenance. Most tasks are still DIY.",
+            "title": "Basic Personal Care & Maintenance (~$30-60/month)",
+            "desc": "Budget haircuts: Great Clips ($15-20), local barber college ($8-12), Supercuts ($18-25). Occasional laundromat use ($3-5/load). Basic clothing from discount retailers: Walmart, Target clearance, thrift stores ($20-40/month). DIY repairs, rarely hiring handyman ($50-100 when critical).",
+            "itemIcon": "bi-scissors",
+            "financialNote": "Personal care and clothing budget under $60/month. Essential maintenance only, most tasks DIY to minimize costs.",
             "badges": ["essential", "budgetSmart"]
           },
           {
@@ -1975,10 +1982,10 @@
         "min": 3,
         "items": [
           {
-            "title": "Regular Basic Personal Care & Some Home Help",
-            "desc": "Regular haircuts at affordable salons/barbers. Perhaps a monthly house cleaning service (basic clean from a local individual or small company). Occasional lawn mowing service if unable to DIY.",
+            "title": "Regular Personal Care & Basic Clothing (~$100-200/month)",
+            "desc": "Regular haircuts at mid-range salons ($25-40), basic coloring ($60-80). Monthly house cleaning service ($80-120). Basic wardrobe updates: Target, Old Navy, Kohl's, TJ Maxx ($50-100/month). Occasional nail services ($25-35). Basic skincare products: drugstore brands ($20-30/month).",
             "itemIcon": "bi-scissors",
-            "financialNote": "Starting to outsource some time-consuming tasks. Services are functional rather than luxurious.",
+            "financialNote": "Personal care budget $100-200/month. Outsourcing time-consuming tasks, maintaining basic professional appearance.",
             "badges": ["convenience", "milestone"]
           },
           {
@@ -2001,10 +2008,10 @@
         "min": 4,
         "items": [
           {
-            "title": "Regular Professional Personal Care & Home Services",
-            "desc": "Monthly mid-range salon haircuts/styling/color (e.g., Toni&Guy, local independent salons). Bi-weekly or monthly professional house cleaning service. Regular lawn care/landscaping service. Frequent food delivery from a wider range of restaurants (DoorDash, Uber Eats).",
+            "title": "Professional Services & Fashion Upgrades (~$300-500/month)",
+            "desc": "Quality salon services: cuts/color/styling $80-150, highlights $120-200. Bi-weekly house cleaning $120-180. Professional lawn care $100-200/month. Clothing upgrades: BR, J.Crew, Nordstrom Rack, Banana Republic ($150-250/month). Regular nail/spa services $60-100/month. Premium skincare: Sephora, Ulta brands ($50-80/month).",
             "itemIcon": "bi-person-check",
-            "financialNote": "Services to save significant time and maintain a higher quality of life. Convenience is valued.",
+            "financialNote": "Service budget $300-500/month for time-saving and appearance maintenance. Professional image becomes important.",
             "badges": ["convenience", "premium"]
           },
           {
@@ -2034,10 +2041,10 @@
         "min": 6, 
         "items": [
           {
-            "title": "Premium Personal Services & Household Management",
-            "desc": "High-end salon services, regular spa treatments (facials, massages). Part-time personal assistant (virtual or in-person for a few hours a week) for scheduling and errands. Personal shopper or stylist services (e.g., Nordstrom Stylist, independent consultants).",
+            "title": "Premium Personal Services & Luxury Fashion (~$800-1500/month)",
+            "desc": "High-end salon services: coloring/cuts $150-300, luxury spa treatments $200-400/session. Part-time personal assistant $20-30/hour for scheduling. Personal stylist services: Nordstrom Personal Styling, Stitch Fix Premium, independent consultants $100-300/session. Designer clothing: Theory, Hugo Boss, Eileen Fisher, premium department store brands $300-800/month.",
             "itemIcon": "bi-person-rolodex",
-            "financialNote": "High-touch services for personalized convenience, lifestyle management, and saving valuable time.",
+            "financialNote": "Personal services budget $800-1500/month. High-touch services for appearance, time management, and professional image.",
             "badges": ["premium", "convenience", "statusSymbol"]
           },
           {
@@ -2055,10 +2062,10 @@
             "badges": ["premium", "statusSymbol"]
           },
           {
-            "title": "Custom Tailoring & Wardrobe Management",
-            "desc": "Regular use of custom tailoring services for clothing. Potentially a wardrobe consultant to organize and manage clothing.",
+            "title": "Custom Tailoring & Luxury Beauty Services (~$500-1200/month)",
+            "desc": "Custom tailoring: bespoke suits $2K-5K each, alterations $50-200/item. Wardrobe consultant $150-300/session. Luxury beauty: high-end facials $200-500, regular massage therapy $120-200/session, premium skincare lines (La Mer, SK-II $100-300/month), professional makeup services for events $150-400.",
             "itemIcon": "bi-rulers",
-            "financialNote": "Ensuring a polished personal appearance through bespoke services.",
+            "financialNote": "Custom wardrobe and beauty services budget $500-1200/month. Investing in polished, bespoke appearance and wellness.",
             "badges": ["premium", "convenience"]
           }
         ]
@@ -2067,10 +2074,10 @@
         "min": 8, 
         "items": [
           {
-            "title": "Full Household Staff (Housekeeper, Nanny, Part-Time Chef)",
-            "desc": "Employing full-time household staff such as a live-in or live-out housekeeper, a full-time nanny, and a part-time private chef for regular meal preparation or specific dietary needs. Potentially a groundskeeper for larger properties.",
+            "title": "Full Household Staff & Luxury Fashion Access (~$8K-15K/month)",
+            "desc": "Full-time household staff: housekeeper $3K-5K/month, nanny $3K-6K/month, part-time chef $2K-4K/month. Groundskeeper for larger properties $1K-3K/month. Access to luxury fashion: personal shopping at Bergdorf Goodman, Saks, Harrods. Designer wardrobe: Chanel, Dior, Hermès, Armani pieces $2K-10K each. VIP fashion show access and trunk shows.",
             "itemIcon": "bi-people-fill",
-            "financialNote": "Household runs smoothly with dedicated professional staff managing daily operations. Significant expense but provides ultimate convenience.",
+            "financialNote": "Household and luxury fashion budget $8K-15K/month. Professional staff ensure seamless operations while maintaining elite fashion presence.",
             "badges": ["ultraPremium", "statusSymbol", "convenience"]
           },
           {