make it global
· 1 year ago
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Parent:
0a280f6a1
2 files changed +88 −88
- lifestyle-calculator.html +9 −9
- lifetyle-calculator-data.json +79 −79
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--- a/lifestyle-calculator.html +++ b/lifestyle-calculator.html @@ -3,18 +3,18 @@ <head> <meta charset="utf-8"/> <meta content="width=device-width, initial-scale=1.0" name="viewport"/> - <title>Lifestyle Calculator: What Your Denver Income Really Buys You</title> - <meta content="Explore how different income levels translate to real lifestyle choices in Denver. From $20K to $10M+, see what you can afford: dining, travel, housing, entertainment, education, and luxury services with this interactive tool." name="description"/> - <meta content="lifestyle calculator, income lifestyle, Denver lifestyle, what can I afford Denver, salary lifestyle Denver, income comparison Denver, lifestyle expenses Denver, luxury calculator Denver, income brackets Denver, wealth lifestyle Denver, Denver finance, Denver cost of living" name="keywords"/> + <title>Lifestyle Calculator: What Your Income Really Buys You</title> + <meta content="Explore how different income levels translate to real lifestyle choices . From $20K to $10M+, see what you can afford: dining, travel, housing, entertainment, education, and luxury services with this interactive tool." name="description"/> + <meta content="lifestyle calculator, income lifestyle, lifestyle, what can I afford Denver, salary lifestyle Denver, income comparison Denver, lifestyle expenses Denver, luxury calculator Denver, income brackets Denver, wealth lifestyle Denver, finance, cost of living" name="keywords"/> <link href="https://cheatsheets.davidveksler.com/lifestyle-calculator.html" rel="canonical"/> <!-- Open Graph / Facebook --> <meta content="website" property="og:type"/> <meta content="https://cheatsheets.davidveksler.com/lifestyle-calculator.html" property="og:url"/> - <meta content="Lifestyle Calculator: What Your Denver Income Really Buys You" property="og:title"/> - <meta content="Explore how different income levels translate to real lifestyle choices in Denver. From $20K to $10M+, see what you can afford in dining, travel, housing, entertainment, and luxury services." property="og:description"/> + <meta content="Lifestyle Calculator: What Your Income Really Buys You" property="og:title"/> + <meta content="Explore how different income levels translate to real lifestyle choices . From $20K to $10M+, see what you can afford in dining, travel, housing, entertainment, and luxury services." property="og:description"/> <meta content="https://cheatsheets.davidveksler.com/images/lifestyle-calculator-og.png" property="og:image"/> - <meta content="Interactive lifestyle calculator showing income to lifestyle progression in Denver" property="og:image:alt"/> + <meta content="Interactive lifestyle calculator showing income to lifestyle progression " property="og:image:alt"/> <meta content="1200" property="og:image:width"/> <meta content="630" property="og:image:height"/> <meta content="David Vekslers Cheatsheets" property="og:site_name"/> @@ -24,8 +24,8 @@ <meta content="@heroiclife" name="twitter:site"/> <meta content="@heroiclife" name="twitter:creator"/> <meta content="https://cheatsheets.davidveksler.com/lifestyle-calculator.html" name="twitter:url"/> - <meta content="Lifestyle Calculator: What Your Denver Income Really Buys You" name="twitter:title"/> - <meta content="Explore how different income levels translate to real lifestyle choices in Denver. From $20K to $10M+, see what you can afford in dining, travel, housing, entertainment, and luxury services." name="twitter:description"/> + <meta content="Lifestyle Calculator: What Your Income Really Buys You" name="twitter:title"/> + <meta content="Explore how different income levels translate to real lifestyle choices . From $20K to $10M+, see what you can afford in dining, travel, housing, entertainment, and luxury services." name="twitter:description"/> <meta content="https://cheatsheets.davidveksler.com/images/lifestyle-calculator-twitter.png" name="twitter:image"/> <link crossorigin="anonymous" href="https://cdn.jsdelivr.net/npm/[email protected]/dist/css/bootstrap.min.css" integrity="sha384-QWTKZyjpPEjISv5WaRU9OFeRpok6YctnYmDr5pNlyT2bRjXh0JMhjY6hW+ALEwIH" rel="stylesheet"/> @@ -176,7 +176,7 @@ <div class="container"> <div class="main-container"> <div class="text-center"> - <h1 class="page-title">💰 Denver Lifestyle Calculator</h1> + <h1 class="page-title">💰 Lifestyle Calculator</h1> <p class="page-subtitle">Slide to see what your income *really* affords in the Mile High City! (Icons illustrate, details describe)</p> </div> --- a/lifetyle-calculator-data.json +++ b/lifetyle-calculator-data.json @@ -1,174 +1,174 @@ { "incomeBrackets": [ - { "income": 20000, "label": "Working Poor", "description": "It's a grind. Every dollar is stretched. Ramen is practically a currency." }, - { "income": 30000, "label": "Low Income", "description": "Budgeting is an art form. A night out is a rare, celebrated event." }, - { "income": 50000, "label": "Lower Middle Class", "description": "Essentials are covered, maybe a concert. Saving is tough but not impossible." }, - { "income": 75000, "label": "Middle Class", "description": "Comfortable, but mindful of spending. Starting to build that nest egg." }, + { "income": 20000, "label": "Working Poor", "description": "It's a grind. Every dollar is stretched. Instant noodles are practically a currency." }, + { "income": 30000, "label": "Low Income", "description": "Budgeting is an art form. A night out for pizza is a rare, celebrated event." }, + { "income": 50000, "label": "Lower Middle Class", "description": "Essentials are covered, maybe a concert ticket. Saving is tough but not impossible." }, + { "income": 75000, "label": "Middle Class", "description": "Comfortable, but mindful of spending. Starting to build that nest egg and a 401k." }, { "income": 100000, "label": "Upper Middle Class", "description": "Life's pretty good! More treats, less stress. Investments are growing." }, - { "income": 150000, "label": "Affluent", "description": "Enjoying the finer things. Mountain getaways are a regular occurrence." }, - { "income": 200000, "label": "High Income", "description": "Luxury choices become normal. Hello, Cherry Creek North without wincing!" }, + { "income": 150000, "label": "Affluent", "description": "Enjoying the finer things. Weekend getaways and nice dinners are regular occurrences." }, + { "income": 200000, "label": "High Income", "description": "Luxury choices become normal. Shopping at upscale department stores without wincing!" }, { "income": 300000, "label": "Wealthy", "description": "Premium experiences are the standard. Your financial advisor is a good friend." }, { "income": 500000, "label": "Very Wealthy", "description": "Elite living. 'Fly commercial or private?' is a genuine dilemma." }, { "income": 750000, "label": "Ultra High Net Worth", "description": "Exclusive access. Your hobbies sound like movie plots." }, - { "income": 1000000, "label": "Millionaire", "description": "Congrats, you made it! Now, the fun part: smart allocation." }, - { "income": 2000000, "label": "Multi-Millionaire", "description": "Private jet to Aspen for a quick bite? Sure, why not." }, - { "income": 5000000, "label": "Ultra Wealthy", "description": "The world is your playground. You might own the playground manufacturer." }, - { "income": 10000000, "label": "Ultra Elite", "description": "Your biggest worry? Which continent for the summer. Philanthropy is a passion." }, - { "income": 25000000, "label": "Billionaire Class", "description": "Price tags are suggestions. Next stop: influencing global change (or Mars)." } + { "income": 1000000, "label": "Millionaire", "description": "Congrats, you made it! Now, the fun part: smart allocation and enjoying the fruits." }, + { "income": 2000000, "label": "Multi-Millionaire", "description": "Private jet for a quick European city break? Sure, why not." }, + { "income": 5000000, "label": "Ultra Wealthy", "description": "The world is your playground. You might own the company that makes the playground equipment." }, + { "income": 10000000, "label": "Ultra Elite", "description": "Your biggest worry? Which continent for the summer. Philanthropy becomes a significant focus." }, + { "income": 25000000, "label": "Billionaire Class", "description": "Price tags are suggestions. Next stop: influencing global change (or funding space exploration)." } ], "lifestyleData": { "dining": [ { "min": 0, "items": [ - { "title": "Home Cook Hero (by necessity!)", "desc": "Pasta, rice, beans are staples. King Soopers' generic brands are gold. A rare splurge: a $5 Little Caesars pizza.", "itemIcon": "bi-cart4", "financialNote": "Savings are aspirational." }, - { "title": "Grocery Ninja", "desc": "$150-200/month. Couponing isn't just a hobby, it's a lifestyle. Eating out is a dream.", "itemIcon": "bi-scissors" } + { "title": "Home Cook Hero (by necessity!)", "desc": "Pasta, rice, beans are staples. Supermarket generic brands are gold. A rare splurge: a $5 pizza from Little Caesars or Domino's.", "itemIcon": "bi-cart4", "financialNote": "Savings are aspirational." }, + { "title": "Grocery Ninja", "desc": "$150-200/month. Couponing isn't just a hobby, it's a survival skill. Eating out is a distant dream.", "itemIcon": "bi-scissors" } ]}, { "min": 2, "items": [ - { "title": "Casual Eats & Local Haunts", "desc": "Hitting up Old Chicago or Santiago's for that green chili fix a few times a month. You're a happy hour connoisseur.", "itemIcon": "bi-cup-straw"}, - { "title": "Smart Grocery Runs", "desc": "$400/month at King Soopers or Safeway. Maybe some organic produce if it's on sale.", "itemIcon": "bi-basket3-fill", "financialNote": "Slowly building an emergency fund."} + { "title": "Casual Eats & Local Diners", "desc": "Hitting up a local diner or a casual chain like Applebee's or Chili's a few times a month. You know the happy hour specials.", "itemIcon": "bi-cup-straw"}, + { "title": "Smart Grocery Runs", "desc": "$400/month at a standard supermarket (e.g., Kroger, Albertsons). Maybe some organic produce if it's on sale.", "itemIcon": "bi-basket3-fill", "financialNote": "Slowly building an emergency fund."} ]}, { "min": 4, "items": [ - { "title": "Denver Foodie Adventures", "desc": "Weekly dinners in RiNo (Denver Central Market is a fave) or Tennyson St. Craft brews at Ratio or Odell are a weekend ritual.", "itemIcon": "bi-emoji-sunglasses-fill"}, - { "title": "Premium Pantry Stocking", "desc": "$600+/month. Regular Whole Foods or Trader Joe's trips. You invest in the good olive oil and artisanal bread.", "itemIcon": "bi-shop", "financialNote": "Maxing out that 401k feels good." } + { "title": "Foodie Adventures", "desc": "Weekly dinners at popular local restaurants or trendy food halls. Craft beers at a local microbrewery.", "itemIcon": "bi-emoji-sunglasses-fill"}, + { "title": "Premium Pantry Stocking", "desc": "$600+/month. Regular trips to Whole Foods Market or a similar premium grocer. You invest in the good olive oil and artisanal bread.", "itemIcon": "bi-shop", "financialNote": "Maxing out that 401k feels good." } ]}, { "min": 7, "items": [ - { "title": "Fine Dining Connoisseur", "desc": "Regular reservations at Frasca, Beckon, or a power steak at Guard and Grace. Wine pairings are non-negotiable.", "itemIcon": "bi-award"}, - { "title": "Gourmet Home Experience", "desc": "$1500+/month on food & wine. Marczyk Fine Foods is your second home. Perhaps a fancy Gaggenau oven.", "itemIcon": "bi-gem", "financialNote": "Diversified investments managed by a pro."} + { "title": "Fine Dining Connoisseur", "desc": "Regular reservations at Michelin-starred or equivalent top-rated local restaurants. Wine pairings are non-negotiable.", "itemIcon": "bi-award"}, + { "title": "Gourmet Home Experience", "desc": "$1500+/month on food & wine. Shopping at specialty food stores (e.g., Eataly if in a major city, or local equivalents). Perhaps a high-end La Cornue or Wolf range.", "itemIcon": "bi-gem", "financialNote": "Diversified investments managed by a pro."} ]}, { "min": 10, "items": [ - { "title": "Private Chef & Exclusive Tables", "desc": "Personal chef for special occasions or weekly meal prep. Access to private dining rooms at top establishments.", "itemIcon": "bi-person-badge", "luxury": true}, - { "title": "Curated Wine Cellar", "desc": "Investing in rare and fine wines, possibly with a consultant. Trips to Napa or Bordeaux for 'research'.", "itemIcon": "bi-slack", "luxury": true, "financialNote": "Estate planning and philanthropic strategies are key."} + { "title": "Private Chef & Exclusive Tables", "desc": "Personal chef for special occasions or weekly meal prep. Access to private dining rooms at globally renowned establishments like Noma or The French Laundry (by reservation months in advance).", "itemIcon": "bi-person-badge", "luxury": true}, + { "title": "Curated Wine Cellar", "desc": "Investing in rare and fine wines (e.g., Bordeaux First Growths, Grand Cru Burgundy), possibly with a consultant. Trips to Napa, Tuscany, or Bordeaux for 'research'.", "itemIcon": "bi-slack", "luxury": true, "financialNote": "Estate planning and philanthropic strategies are key."} ]} ], "housing": [ { "min": 0, "items": [ - { "title": "Roommate Shuffle", "desc": "Renting a room in an older building, maybe Aurora or Commerce City. Fingers crossed for compatible roommates!", "itemIcon": "bi-person-plus-fill" }, - { "title": "Furniture Finds", "desc": "Mostly thrift store treasures (ARC, Goodwill) or generous hand-me-downs. You're a DIY wizard.", "itemIcon": "bi-magic", "financialNote": "Rent eats up a significant portion of income." } + { "title": "Roommate Shuffle", "desc": "Renting a room in an older building in a less central part of town. Fingers crossed for compatible roommates!", "itemIcon": "bi-person-plus-fill" }, + { "title": "Furniture Finds", "desc": "Mostly thrift store treasures or generous hand-me-downs. You're a DIY wizard with YouTube tutorials.", "itemIcon": "bi-magic", "financialNote": "Rent eats up a significant portion of income." } ]}, { "min": 2, "items": [ - { "title": "Your Own Cozy Corner", "desc": "Studio or 1BR in Cap Hill, Baker, or Englewood for ~$1800-$2200/month. Small, but all yours!", "itemIcon": "bi-key-fill" }, - { "title": "IKEA & Target Style", "desc": "Assembling flat-pack furniture is a rite of passage. That KALLAX shelf is a modern marvel.", "itemIcon": "bi-box-seam", "financialNote": "A down payment seems like a distant mountain." } + { "title": "Your Own Cozy Corner", "desc": "Studio or 1BR apartment in a decent, accessible neighborhood. Small, but all yours!", "itemIcon": "bi-key-fill" }, + { "title": "IKEA & Target Style", "desc": "Assembling flat-pack furniture is a rite of passage. That IKEA KALLAX shelf is a global icon for a reason.", "itemIcon": "bi-box-seam", "financialNote": "A down payment seems like a distant mountain." } ]}, { "min": 4, "items": [ - { "title": "Homeownership Horizons", "desc": "Eyeing a $450k-$550k townhome or starter home in Sloans Lake, or Arvada for more square footage.", "itemIcon": "bi-house-add-fill" }, - { "title": "West Elm & CB2 Aspirations", "desc": "Upgrading furniture. Maybe a brand-new couch that doesn't smell like someone else's dog!", "itemIcon": "bi-display", "financialNote": "Mortgage, property taxes, and HOA fees are real." } + { "title": "Homeownership Horizons", "desc": "Eyeing a modest starter home or townhome in a family-friendly suburb or an up-and-coming city neighborhood.", "itemIcon": "bi-house-add-fill" }, + { "title": "West Elm & CB2 Aspirations", "desc": "Upgrading furniture. Maybe a brand-new couch from a mid-range store like West Elm, CB2, or Pottery Barn.", "itemIcon": "bi-display", "financialNote": "Mortgage, property taxes, and possibly HOA fees are now real." } ]}, { "min": 7, "items": [ - { "title": "Luxury Denver Living", "desc": "$1.2M+ home in Wash Park, Bonnie Brae, or a sleek modern build in LoHi. Heated bathroom floors? Yes, please.", "itemIcon": "bi-house-heart-fill" }, - { "title": "Designer Touches & Renovations", "desc": "Working with an interior designer. Custom cabinetry and art investments. That dream kitchen is happening.", "itemIcon": "bi-palette2", "financialNote": "Real estate as a significant asset class."} + { "title": "Luxury Living", "desc": "A spacious, well-appointed home in a desirable neighborhood, or a luxury condo with amenities in the city center. Heated bathroom floors are a nice touch.", "itemIcon": "bi-house-heart-fill" }, + { "title": "Designer Touches & Renovations", "desc": "Working with an interior designer. Custom cabinetry from brands like Poggenpohl or Smallbone, and art investments. That dream kitchen with Sub-Zero and Wolf appliances is happening.", "itemIcon": "bi-palette2", "financialNote": "Real estate as a significant asset class."} ]}, { "min": 10, "items": [ - { "title": "Multiple Luxury Properties", "desc": "Primary residence in Cherry Creek North, a ski chalet in Vail or Aspen, maybe a beach house somewhere warm.", "itemIcon": "bi-houses-fill", "luxury": true}, - { "title": "Custom Architecture & Staff", "desc": "Commissioning an architect for a bespoke home. Full-time household staff including a house manager.", "itemIcon": "bi-people-fill", "ultraLuxury": true, "financialNote": "Complex property management and tax considerations."} + { "title": "Multiple Luxury Properties", "desc": "Primary residence in an exclusive enclave, a ski chalet in Aspen or St. Moritz, maybe a beach house in the Hamptons or Malibu.", "itemIcon": "bi-houses-fill", "luxury": true}, + { "title": "Custom Architecture & Staff", "desc": "Commissioning a renowned architect for a bespoke home. Full-time household staff including a house manager, chef, and security.", "itemIcon": "bi-people-fill", "ultraLuxury": true, "financialNote": "Complex property management and international tax considerations."} ]} ], "transportation": [ { "min": 0, "items": [ - { "title": "RTD All-Star", "desc": "You've mastered the bus and light rail. Walking and a trusty (if rusty) bike are your companions. You know the Cherry Creek trail detours.", "itemIcon": "bi-bus-front-fill" }, - { "title": "The 'Character' Car", "desc": "If you own a car, it's a late 90s classic that cost <$3k and has its own unique soundtrack. You're a YouTube mechanic.", "itemIcon": "bi-cone", "financialNote": "Gas and insurance are major budget items." } + { "title": "Public Transit Pro", "desc": "You've mastered the local bus and subway/tram system. Walking and a trusty (if rusty) bike are your companions.", "itemIcon": "bi-bus-front-fill" }, + { "title": "The 'Character' Car", "desc": "If you own a car, it's an older, high-mileage model that cost very little and has its own unique quirks. You're a YouTube-certified mechanic.", "itemIcon": "bi-cone", "financialNote": "Gas and insurance are major budget items." } ]}, { "min": 2, "items": [ - { "title": "Reliable Used Wheels", "desc": "$15-20K for a dependable used Honda Civic, Toyota Corolla, or an older Subaru to chase those mountain dreams.", "itemIcon": "bi-car-front" }, - { "title": "Ride-Share Regular", "desc": "Uber/Lyft for those nights out when parking is a beast or you've sampled Denver's craft beer scene.", "itemIcon": "bi-phone-fill", "financialNote": "Car payments are a line item, but manageable." } + { "title": "Reliable Used Wheels", "desc": "A dependable used Honda Civic, Toyota Corolla, or perhaps an older Subaru or similar AWD for tougher climates.", "itemIcon": "bi-car-front" }, + { "title": "Ride-Share Regular", "desc": "Using Uber/Lyft for those nights out when parking is a nightmare or after a few drinks.", "itemIcon": "bi-phone-fill", "financialNote": "Car payments are a line item, but manageable." } ]}, { "min": 4, "items": [ - { "title": "That New(ish) Car Scent", "desc": "$35-45K for a new Subaru Outback/Forester (hello I-70!), a Honda CR-V, or a zippy Mazda CX-5.", "itemIcon": "bi-stars" }, + { "title": "That New(ish) Car Scent", "desc": "A new, practical car like a Subaru Outback/Forester, Honda CR-V, Toyota RAV4, or a stylish Mazda CX-5.", "itemIcon": "bi-stars" }, { "title": "Worry-Free Maintenance", "desc": "Regular dealer services, comprehensive insurance. That check engine light causes less panic.", "itemIcon": "bi-shield-lock-fill", "financialNote": "Leasing vs. buying is a dinner table debate." } ]}, { "min": 7, "items": [ - { "title": "Luxury Commuting", "desc": "$80K+ vehicles. Tesla Model Y/S, BMW X5, Audi Q7, or a Porsche Macan for navigating Cherry Creek with style.", "itemIcon": "bi-speedometer" }, - { "title": "The Two-Car (or more) Household", "desc": "A practical daily driver plus a 'fun' weekend car – perhaps a convertible or a classic Bronco for mountain adventures.", "itemIcon": "bi-ev-station-fill", "luxury": true, "financialNote": "Vehicle depreciation is factored into financial planning."} + { "title": "Luxury Commuting", "desc": "Driving a Tesla Model Y/S, BMW X5, Audi Q7, Mercedes-Benz GLE, or a Porsche Macan.", "itemIcon": "bi-speedometer" }, + { "title": "The Two-Car (or more) Household", "desc": "A practical daily driver plus a 'fun' weekend car – perhaps a Porsche Boxster, a Ford Mustang convertible, or a classic sports car.", "itemIcon": "bi-ev-station-fill", "luxury": true, "financialNote": "Vehicle depreciation is factored into financial planning."} ]}, { "min": 10, "items": [ - { "title": "Exotic Car Collection", "desc": "Ferraris, Lamborghinis, McLarens. Maybe a bespoke Rolls-Royce or Bentley for comfortable cruising.", "itemIcon": "bi-trophy-fill", "ultraLuxury": true}, - { "title": "Private Driver / Chauffeur", "desc": "Full-time chauffeur for daily transport and errands. Never worry about parking again.", "itemIcon": "bi-person-vcard", "ultraLuxury": true, "financialNote": "Managing a fleet and staff requires expertise."} + { "title": "Exotic Car Collection", "desc": "Ferraris, Lamborghinis, McLarens. Maybe a bespoke Rolls-Royce Phantom or Bentley Continental GT for comfortable cruising.", "itemIcon": "bi-trophy-fill", "ultraLuxury": true}, + { "title": "Private Driver / Chauffeur", "desc": "Full-time chauffeur for daily transport and errands in a luxury sedan like a Mercedes S-Class or BMW 7 Series. Never worry about parking again.", "itemIcon": "bi-person-vcard", "ultraLuxury": true, "financialNote": "Managing a fleet and staff requires expertise."} ]} ], "travel": [ { "min": 0, "items": [ - { "title": "Staycation Pro", "desc": "Denver's parks (Wash Park, City Park), free museum days. Camping at Chatfield or Cherry Creek State Park is the annual big adventure.", "itemIcon": "bi-geo-alt-fill" }, - { "title": "Roadtrip Co-Pilot", "desc": "Chipping in for gas if a friend with a car is heading to the mountains or a nearby state. You bring the snacks!", "itemIcon": "bi-pin-map-fill", "financialNote": "A 'vacation fund' is more like a 'maybe someday' jar." } + { "title": "Staycation Pro", "desc": "Exploring local parks, free museum days, and nearby nature trails. Camping in state parks is the annual big adventure.", "itemIcon": "bi-geo-alt-fill" }, + { "title": "Roadtrip Co-Pilot", "desc": "Chipping in for gas if a friend with a car is heading to a nearby city or natural attraction. You bring the snacks!", "itemIcon": "bi-pin-map-fill", "financialNote": "A 'vacation fund' is more like a 'maybe someday' jar." } ]}, { "min": 2, "items": [ - { "title": "Budget Domestic Explorer", "desc": "Annual flight on Southwest or Frontier. Weekend trips to Vegas, Phoenix, or visiting family. Budget-friendly Airbnbs.", "itemIcon": "bi-airplane-engines-fill" }, - { "title": "Colorado Mountain Escapes", "desc": "Driving to Estes Park, Breckenridge (hello mud season deals!), or Salida for a weekend. Camping is still a favorite.", "itemIcon": "bi-image-alt", "financialNote": "Saving for trips involves careful planning."} + { "title": "Budget Domestic Explorer", "desc": "Annual flight on a budget airline like Spirit, Ryanair, or EasyJet. Weekend trips to nearby cities. Staying in budget hotels or hostels.", "itemIcon": "bi-airplane-engines-fill" }, + { "title": "Regional Escapes", "desc": "Driving to nearby attractions or smaller cities for a weekend. Camping is still a favorite and cost-effective option.", "itemIcon": "bi-image-alt", "financialNote": "Saving for trips involves careful planning."} ]}, { "min": 4, "items": [ - { "title": "International Adventures Begin", "desc": "First trips to Mexico, Canada, or maybe even a well-planned week in Europe (think hostels or budget hotels).", "itemIcon": "bi-globe-americas"}, - { "title": "Comfortable Domestic Travel", "desc": "Flying major airlines (not basic economy!), staying in mid-tier hotels like Hilton or Marriott. Maybe a ski trip with friends.", "itemIcon": "bi-suitcase-lg-fill", "financialNote": "Dedicated travel savings account." } + { "title": "International Adventures Begin", "desc": "First trips to popular international destinations like Mexico, Canada, or a well-planned week in a major European city (e.g., Paris, Rome, London), likely staying in Airbnbs or mid-range hotels.", "itemIcon": "bi-globe-americas"}, + { "title": "Comfortable Domestic Travel", "desc": "Flying major airlines (e.g., Delta, United, British Airways - not basic economy!), staying in reputable mid-tier hotels like Hilton or Marriott. Maybe a ski trip or beach vacation.", "itemIcon": "bi-suitcase-lg-fill", "financialNote": "Dedicated travel savings account." } ]}, { "min": 7, "items": [ - { "title": "Business Class & Luxury Resorts", "desc": "Flying business class internationally. Staying at 5-star resorts in Hawaii, the Caribbean, or Europe. Maybe a luxury cruise.", "itemIcon": "bi-passport-fill", "luxury": true}, - { "title": "Adventure & Experiential Travel", "desc": "Safaris in Africa, exploring Patagonia, or a cultural immersion trip to Southeast Asia. Unique experiences are prioritized.", "itemIcon": "bi-compass-fill", "luxury": true, "financialNote": "Travel agent or concierge service for planning."} + { "title": "Business Class & Luxury Resorts", "desc": "Flying business class internationally (e.g., Emirates, Singapore Airlines). Staying at 5-star resorts (e.g., Four Seasons, St. Regis) in destinations like Hawaii, the Caribbean, or the Mediterranean. Maybe a luxury cruise line like Seabourn or Silversea.", "itemIcon": "bi-passport-fill", "luxury": true}, + { "title": "Adventure & Experiential Travel", desc: "Safaris in Africa, exploring Patagonia, a cultural immersion trip to Japan, or diving in the Maldives. Unique, curated experiences are prioritized.", "itemIcon": "bi-compass-fill", "luxury": true, "financialNote": "Travel agent or concierge service for planning."} ]}, { "min": 10, "items": [ - { "title": "First Class & Private Aviation", "desc": "Flying first class on premier airlines. Fractional ownership of a private jet (NetJets, Flexjet) or chartering for convenience.", "itemIcon": "bi-send-check-fill", "ultraLuxury": true}, - { "title": "World-Circling Itineraries", "desc": "Extended trips to multiple continents. Owning a vacation home abroad. Exclusive access to remote destinations.", "itemIcon": "bi-globe-europe-africa", "ultraLuxury": true, "financialNote": "Global travel logistics and currency management."} + { "title": "First Class & Private Aviation", "desc": "Flying first class suites on premier airlines (e.g., Etihad The Residence, Singapore Suites). Fractional ownership of a private jet (NetJets, Flexjet) or chartering for convenience.", "itemIcon": "bi-send-check-fill", "ultraLuxury": true}, + { "title": "World-Circling Itineraries", desc: "Extended trips to multiple continents, perhaps on a private jet world tour. Owning multiple vacation homes in places like Lake Como, St. Barts, or a private island. Access to exclusive, remote destinations.", "itemIcon": "bi-globe-europe-africa", "ultraLuxury": true, "financialNote": "Global travel logistics, currency management, and security considerations."} ]} ], "entertainment": [ { "min": 0, "items": [ - { "title": "Free Fun Seeker", "desc": "Denver Public Library for everything. Free concerts at Levitt Pavilion. Hiking Table Mesa in Golden. Netflix via a 'borrowed' account?", "itemIcon": "bi-headphones" }, - { "title": "DIY Entertainment", "desc": "Drawing, writing, learning an instrument from YouTube tutorials. Imagination is your biggest budget item.", "itemIcon": "bi-brush-fill", "financialNote": "Cable TV is a forgotten luxury." } + { "title": "Free Fun Seeker", "desc": "Public library for books, movies, and music. Free local concerts in the park. Hiking local trails. Streaming services via a 'borrowed' account?", "itemIcon": "bi-headphones" }, + { "title": "DIY Entertainment", "desc": "Drawing, writing, learning an instrument from YouTube tutorials. Imagination and free online resources are your biggest budget items.", "itemIcon": "bi-brush-fill", "financialNote": "Cable TV is a forgotten luxury." } ]}, { "min": 2, "items": [ - { "title": "Local Gigs & Games", "desc": "Catching a band at the Bluebird or Ogden. A Rockies game (the Rockpile still counts!). Movies at Alamo Drafthouse. A couple of streaming services.", "itemIcon": "bi-ticket-detailed-fill" }, - { "title": "Happy Hour Hero", "desc": "Meeting friends for drinks and apps is your social life. You're a connoisseur of $5 margarita deals and half-price wing nights.", "itemIcon": "bi-megaphone-fill", "financialNote": "Entertainment budget: $100-$200/month."} + { "title": "Local Gigs & Movies", "desc": "Catching a band at a local music club or pub. A movie at the multiplex (matinee prices!). A couple of streaming services like Netflix or Hulu.", "itemIcon": "bi-ticket-detailed-fill" }, + { "title": "Social Outings", "desc": "Meeting friends for drinks and apps at a casual bar or restaurant. You're a connoisseur of happy hour deals.", "itemIcon": "bi-megaphone-fill", "financialNote": "Entertainment budget: $100-$200/month."} ]}, { "min": 4, "items": [ - { "title": "Red Rocks & Major League Action", "desc": "Scoring tickets to a Red Rocks show (even if it means constant refreshing). Regular Avs or Nuggets games. Maybe a ski pass (Epic or Ikon).", "itemIcon": "bi-boombox-fill"}, - { "title": "Quality Home Entertainment", "desc": "A decent sound system, a new gaming console (PS5/Xbox Series X). Subscribing to ALL the streaming services.", "itemIcon": "bi-controller", "financialNote": "Hobbies start getting dedicated budget lines." } + { "title": "Major Concerts & Sporting Events", "desc": "Scoring tickets to see major touring artists at an arena or stadium. Attending professional sports games. Maybe a season pass for a local ski resort if applicable.", "itemIcon": "bi-boombox-fill"}, + { "title": "Quality Home Entertainment", "desc": "A good TV and sound system (e.g., Sonos). A new gaming console (PlayStation 5/Xbox Series X). Subscribing to multiple streaming services (Netflix, Disney+, HBO Max).", "itemIcon": "bi-controller", "financialNote": "Hobbies start getting dedicated budget lines." } ]}, { "min": 7, "items": [ - { "title": "VIP & Season Tickets", "desc": "VIP packages for concerts. Season tickets for your favorite Denver sports team. Maybe a membership at a private social club.", "itemIcon": "bi-patch-check-fill", "luxury": true}, - { "title": "High-End Hobbies", "desc": "Collecting art, fine wines, or vintage guitars. Golf memberships at exclusive clubs like Cherry Hills or Castle Pines.", "itemIcon": "bi-easel3-fill", "luxury": true, "financialNote": "Discretionary spending is significant."} + { "title": "VIP & Season Tickets", "desc": "VIP packages for concerts and festivals. Season tickets for your favorite professional sports team. Maybe a membership at a private social or country club.", "itemIcon": "bi-patch-check-fill", "luxury": true}, + { "title": "High-End Hobbies", "desc": "Collecting art, fine wines, or vintage guitars. Golf memberships at exclusive clubs. Attending prestigious events like the Monaco Grand Prix or Wimbledon.", "itemIcon": "bi-easel3-fill", "luxury": true, "financialNote": "Discretionary spending is significant."} ]}, { "min": 10, "items": [ - { "title": "Courtside & Backstage Access", "desc": "Courtside seats at Ball Arena. Backstage passes to meet your favorite artists. Attending exclusive events like the Telluride Film Festival.", "itemIcon": "bi-star-fill", "ultraLuxury": true}, - { "title": "Funding the Arts / Owning a Team", "desc": "Becoming a patron of the Denver Art Museum or DCPA. Investing in Broadway shows. Maybe even part-ownership of a minor league team.", "itemIcon": "bi-film", "ultraLuxury": true, "financialNote": "Legacy building through cultural contributions."} + { "title": "Courtside & Backstage Access", "desc": "Courtside seats at NBA games. Backstage passes to meet your favorite artists. Attending exclusive events like the Oscars, Cannes Film Festival, or Fashion Week in Paris/Milan.", "itemIcon": "bi-star-fill", "ultraLuxury": true}, + { "title": "Funding the Arts / Owning a Team", "desc": "Becoming a significant patron of a major museum, opera, or ballet company. Investing in Broadway shows or film production. Maybe even part-ownership of a professional sports franchise.", "itemIcon": "bi-film", "ultraLuxury": true, "financialNote": "Legacy building through cultural contributions and investments."} ]} ], "education": [ { "min": 0, "items": [ - { "title": "Public Library University", "desc": "Denver Public Library is your campus. Free online courses (Coursera, edX) for skill-building. Khan Academy is your tutor.", "itemIcon": "bi-lightbulb-fill"}, + { "title": "Public Library University", "desc": "The local public library is your campus. Free online courses from platforms like Coursera, edX for skill-building. Khan Academy is your go-to tutor.", "itemIcon": "bi-lightbulb-fill"}, { "title": "Self-Taught & Resourceful", "desc": "Learning through podcasts, documentaries, and extensive internet research. Mentorship from experienced friends or colleagues.", "itemIcon": "bi-search-heart", "financialNote": "Formal education costs are prohibitive."} ]}, { "min": 2, "items": [ - { "title": "Community College / In-State Public Uni", "desc": "Community College of Denver or Metro State for affordable degrees/certs. CU Denver or CSU (in-state tuition) with student loans.", "itemIcon": "bi-mortarboard-fill"}, - { "title": "Trade Schools & Certifications", "desc": "Focusing on practical skills for specific careers through programs like Emily Griffith Technical College.", "itemIcon": "bi-tools", "financialNote": "Managing student loan debt is a priority."} + { "title": "Community College / In-State Public University", "desc": "Attending a local community college for affordable degrees/certificates. In-state tuition at a public state university, likely with student loans.", "itemIcon": "bi-mortarboard-fill"}, + { "title": "Trade Schools & Certifications", "desc": "Focusing on practical skills for specific careers through vocational programs or online certifications (e.g., Google Career Certificates, CompTIA).", "itemIcon": "bi-tools", "financialNote": "Managing student loan debt is a priority."} ]}, { "min": 4, "items": [ - { "title": "Choice of Public or Private University", "desc": "Attending University of Denver (DU) or Colorado College with scholarships/loans. Out-of-state public universities become an option.", "itemIcon": "bi-building-fill-check"}, - { "title": "Continuing Education & Workshops", "desc": "Investing in professional development courses, industry conferences, and specialized workshops to advance career.", "itemIcon": "bi-graph-up-arrow", "financialNote": "Paying down student loans aggressively."} + { "title": "Choice of Public or Private University", "desc": "Attending a well-regarded private university or a flagship state university (possibly out-of-state) with scholarships/loans. Options like an MBA from a state school.", "itemIcon": "bi-building-fill-check"}, + { "title": "Continuing Education & Workshops", "desc": "Investing in professional development courses, industry conferences (e.g., INBOUND, CES), and specialized workshops to advance career. Online platforms like LinkedIn Learning.", "itemIcon": "bi-graph-up-arrow", "financialNote": "Paying down student loans aggressively."} ]}, { "min": 7, "items": [ - { "title": "Elite Universities & Grad School", "desc": "Ivy League or other top-tier universities for undergrad or graduate programs (MBA, Law, Medicine) without crippling debt.", "itemIcon": "bi-bank2", "luxury": true}, - { "title": "Private Tutors & Specialized Coaching", "desc": "Hiring tutors for children's challenging subjects. Executive coaching for career advancement. Language immersion programs.", "itemIcon": "bi-person-video3", "luxury": true, "financialNote": "Setting up 529 plans for children's education."} + { "title": "Elite Universities & Grad School", "desc": "Attending Ivy League or other top-tier universities (e.g., Stanford, MIT, Oxbridge) for undergrad or graduate programs (MBA from Harvard/Wharton, Law, Medicine) without crippling debt.", "itemIcon": "bi-bank2", "luxury": true}, + { "title": "Private Tutors & Specialized Coaching", "desc": "Hiring tutors for children's challenging subjects or SAT/ACT prep. Executive coaching for career advancement. Language immersion programs abroad.", "itemIcon": "bi-person-video3", "luxury": true, "financialNote": "Setting up 529 plans or equivalent for children's education."} ]}, { "min": 10, "items": [ - { "title": "Global Education & Bespoke Learning", "desc": "Sending children to elite international boarding schools (Switzerland, UK). Custom-designed educational programs and experiences.", "itemIcon": "bi-globe2", "ultraLuxury": true}, - { "title": "University Donations & Endowments", "desc": "Significant philanthropic contributions to alma mater or other institutions. Funding research or scholarships. Maybe a building named after you.", "itemIcon": "bi-capslock-fill", "ultraLuxury": true, "financialNote": "Establishing educational foundations or trusts."} + { "title": "Global Education & Bespoke Learning", "desc": "Sending children to elite international boarding schools (e.g., Le Rosey in Switzerland, Eton College in the UK). Custom-designed educational programs and world-schooling experiences.", "itemIcon": "bi-globe2", "ultraLuxury": true}, + { "title": "University Donations & Endowments", "desc": "Significant philanthropic contributions to alma mater or other prestigious institutions, potentially leading to named buildings or programs. Funding cutting-edge research.", "itemIcon": "bi-capslock-fill", "ultraLuxury": true, "financialNote": "Establishing educational foundations or trusts for generations."} ]} ], "services": [ { "min": 0, "items": [ - { "title": "The Ultimate DIY-er", "desc": "You cut your own hair (YouTube tutorials are a lifesaver!), clean your own everything, and are a pro at assembling IKEA furniture solo.", "itemIcon": "bi-wrench-adjustable-circle-fill"}, - { "title": "Community Support System", "desc": "Relying on friends for help with moves or pet-sitting. Bartering skills with neighbors.", "itemIcon": "bi-people", "financialNote": "Paid personal services are a rare luxury."} + { "title": "The Ultimate DIY-er", "desc": "You cut your own hair (YouTube tutorials are a lifesaver!), clean your own home, and are a pro at assembling IKEA furniture solo. Basic car maintenance via online guides.", "itemIcon": "bi-wrench-adjustable-circle-fill"}, + { "title": "Community Support System", "desc": "Relying on friends and family for help with moves or pet-sitting. Bartering skills with neighbors (e.g., tech help for gardening).", "itemIcon": "bi-people", "financialNote": "Paid personal services are a rare luxury."} ]}, { "min": 2, "items": [ - { "title": "Basic Maintenance Services", "desc": "Haircuts at Great Clips or Supercuts. Maybe a TaskRabbit for help with a heavy lifting job once a year.", "itemIcon": "bi-scissors"}, - { "title": "Occasional House Cleaner", "desc": "Treating yourself to a house cleaning service (e.g., Molly Maid) before a big party or once every few months.", "itemIcon": "bi-bucket-fill", "financialNote": "Budgeting for small service conveniences."} + { "title": "Basic Maintenance Services", "desc": "Haircuts at budget chains like Great Clips or Supercuts. Maybe a TaskRabbit for help with a heavy lifting job once a year.", "itemIcon": "bi-scissors"}, + { "title": "Occasional House Cleaner", "desc": "Treating yourself to a house cleaning service (e.g., Merry Maids, local independent cleaners) before a big party or a few times a year.", "itemIcon": "bi-bucket-fill", "financialNote": "Budgeting for small service conveniences."} ]}, { "min": 4, "items": [ - { "title": "Regular Pampering & Assistance", "desc": "Monthly haircuts at a decent salon (e.g., Floyd's 99). Bi-weekly house cleaning. Lawn care service during summer.", "itemIcon": "bi-person-arms-up"}, - { "title": "Personal Trainer & Wellness", "desc": "Gym membership with access to personal trainers (e.g., Chuze Fitness, Vasa). Maybe a ClassPass subscription for variety.", "itemIcon": "bi-heart-pulse-fill", "financialNote": "Investing in personal well-being."} + { "title": "Regular Pampering & Assistance", "desc": "Monthly haircuts at a decent mid-range salon. Bi-weekly house cleaning. Lawn care service during summer. Using services like DoorDash or Uber Eats more regularly.", "itemIcon": "bi-person-arms-up"}, + { "title": "Personal Trainer & Wellness", "desc": "Gym membership at a nicer gym (e.g., Equinox on the higher end of this, or a good local studio). Maybe a ClassPass subscription for variety. Regular massages.", "itemIcon": "bi-heart-pulse-fill", "financialNote": "Investing in personal well-being and convenience."} ]}, { "min": 7, "items": [ - { "title": "Concierge Lifestyle", "desc": "Personal assistant (part-time) for errands and scheduling. Premium spa treatments (e.g., The Woodhouse Day Spa). Personal shopper for wardrobe updates.", "itemIcon": "bi-person-rolodex", "luxury": true}, - { "title": "Household Support Staff", "desc": "Full-time nanny if you have children. Regular landscaping and pool maintenance. Dog walker and pet groomer.", "itemIcon": "bi-house-gear-fill", "luxury": true, "financialNote": "Managing payroll for domestic staff."} + { "title": "Concierge Lifestyle", "desc": "Personal assistant (part-time) for errands, scheduling, and travel planning. Premium spa treatments at luxury hotel spas or high-end day spas. Personal shopper for wardrobe updates (e.g., Nordstrom stylist).", "itemIcon": "bi-person-rolodex", "luxury": true}, + { "title": "Household Support Staff", "desc": "Full-time nanny if you have children. Regular professional landscaping and pool maintenance. Dog walker and mobile pet groomer.", "itemIcon": "bi-house-gear-fill", "luxury": true, "financialNote": "Managing payroll and benefits for domestic staff."} ]}, { "min": 10, "items": [ - { "title": "Full Estate Management", "desc": "Butler, private chef, full-time housekeeping staff, groundskeepers, personal security detail. A dedicated estate manager oversees operations.", "itemIcon": "bi-shield-shaded", "ultraLuxury": true}, - { "title": "Bespoke Global Services", "desc": "Access to world-class service professionals on demand, anywhere in the world. 24/7 concierge for any request imaginable.", "itemIcon": "bi-headset", "ultraLuxury": true, "financialNote": "Services budget is a significant portion of overall expenses."} + { "title": "Full Estate Management", "desc": "Butler, private chef (e.g., a Le Cordon Bleu graduate), full-time housekeeping staff, groundskeepers, personal security detail. A dedicated estate manager oversees all household operations.", "itemIcon": "bi-shield-shaded", "ultraLuxury": true}, + { "title": "Bespoke Global Services", "desc": "Access to world-class service professionals on demand, anywhere in the world (e.g., Quintessentially or similar concierge services). 24/7 support for any request imaginable, from chartering a yacht to sourcing rare items.", "itemIcon": "bi-headset", "ultraLuxury": true, "financialNote": "Services budget is a significant portion of overall expenses, often involving international contracts."} ]} ] }