Life Admin & Consumer DefenseWhat Insurance Is Worth It: BUY / SKIP / TRAP Verdicts
Every common insurance product stamped BUY, SKIP, or TRAP, with loading factors showing what you get…
ComparisonJul 6, 2026 · upd Sep 28, 2026OpenLife admin and consumer defense cheat sheets
Every page here is a procedure for a situation where the other side does this every day and you do it once. Debt collector calling: the 30-day validation letter and the statute of limitations. Flight cancelled: the parallel rebooking drill and the refund rules. Someone died: the first 72 hours, hour by hour. Suing in small claims: the demand letter, the state limits, and how to actually collect.
The scam pages are scripts and tells: what the calls targeting older parents sound like, the fake invoices and compliance letters that target small businesses, and a family code word protocol. The money pages are about not overpaying: 53 paid services with a free version, why glasses cost $400 and how to pay $40, insurance products stamped buy, skip or trap, and dealer service upsells graded against the owner's manual.
15 references filed under Life Admin & Consumer Defense. Most read right now: Small Business Scams: The Letters, Calls, and Fake Invoices; IRS Audit Odds: Triggers & Deductions You're Skipping; Flight Cancelled? What To Do: Refunds Not Vouchers, EU261.
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- Protect Parents from Scams: Scripts, Code Word, RecoveryScripts, tells, and a family code word
- Debt Collector Calling? Rights, Scripts, 30-Day LetterThe 30-day letter and your rights
- Small Claims Court: How to Sue, Defend, and Actually CollectSue, defend, and collect
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Life Admin & Consumer Defense
Life Admin & Consumer DefenseIRS Audit Odds: Triggers & Deductions You're Skipping
Audit rates by income from real IRS data, what actually triggers audits, the deductions fear makes…
Comparison · DeviceJul 5, 2026 · upd Sep 27, 2026Open
Life Admin & Consumer DefenseFreelance Contract Red Flags: Clause Guide & AI Rubric
The 12 clauses that burn freelancers - IP assignment, indemnification, liability caps, Net-90 - with…
Commands · EssayJul 5, 2026 · upd Sep 18, 2026Open
Life Admin & Consumer DefenseDebt Collector Calling? Rights, Scripts, 30-Day Letter
The 30-day debt validation demand, statute-of-limitations shield, re-aging traps, illegal collector…
Comparison · ProcedureJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseEstate Documents: Will vs. Trust and Beneficiaries
Will vs. living trust vs. beneficiary designations: which documents your situation actually needs…
Comparison · ProcedureJul 5, 2026 · upd Sep 18, 2026Open
Life Admin & Consumer DefenseWhy Glasses Cost $400 — and How to Pay $40 (PD, Rx, Online)
One company owns the lens brands, frame brands, retail chains, and the insurance plan. How to read…
ComparisonJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseHiring Your First Employee: The Complete Agency Checklist
EIN, I-9, W-4, state withholding, unemployment insurance, workers' comp, new-hire reporting, payroll…
Comparison · ProcedureJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseHow to Hire a Contractor Without Getting Burned
Deposit caps by state, milestone payment schedules that keep money behind the work, sub-and-supplier…
Comparison · TimelineJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseSmall Business Scams: The Letters, Calls, and Fake Invoices
Certificate of existence letters, annual report filing services, poster invoices, fake USPTO renewals…
EssayJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseSmall Claims Court: How to Sue, Defend, and Actually Collect
Demand letter template, the arbitration loophole for suing corporations, 50-state claim limits, a…
Comparison · CalculatorJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseThe Free Version Exists: 53 Paid Services You Can Get for $0
Credit monitoring, tax filing, unclaimed money finders, notaries, EIN filing, DMV sites, warranty…
EssayJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseAuto Repair Upsells Decoded: What Your Car Actually Needs
Dealer service-menu upsells graded against the owner's manual, plus noise diagnosis, warranty rights…
ComparisonJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseProtect Parents from Scams: Scripts, Code Word, Recovery
Every major scam targeting older adults: the scripts, payment tells, family code word, hardening…
Procedure · TrackerJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseFlight Cancelled? What To Do: Refunds Not Vouchers, EU261
Flight cancelled or delayed? The parallel-rebooking drill for the first 15 minutes, your DOT cash…
Comparison · DeviceJul 5, 2026 · upd Sep 28, 2026Open
Life Admin & Consumer DefenseWhat to Do When Someone Dies: The First 72 Hours Checklist
A calm, hour-by-hour checklist for the first 72 hours after a death, plus your FTC Funeral Rule…
Comparison · ProcedureJul 5, 2026 · upd Sep 18, 2026OpenNothing matches those filters. Clear them and start again.
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